There are numerous methods of reducing what you pay for auto insurance. David Bruce, of The Erie Times, has written about many of them in his business column. To summarize; shop as many different insurers as you can, note that some insurers aren’t listed in on-line comparison sites, remember that some autos have more safety features (and thus, insurance discounts) than others, increased deductibles mean lower premiums, full payment of a premium might earn you a discount, and carrying full coverage on a low value vehicle is a waste of money. See the full article for all details!
National statistics on teenaged driving fatalities reversed 8 years of declines, in 2011. Statistics for 2012 are preliminary, but so far it looks like they will show a second year of increased fatalities. Pennsylvania seems likely to buck that trend, but there are alarming numbers to consider, nevertheless. A teen driver who texts during daytime driving has over 5 times more chance of an accident than a driver who does not text. Add music to texting, and the likelihood of an accident is over 8 times greater. See the full article for more information!